Breyer & Associates is a Washington DC area law firm representing the interests of financial institutions, including commercial banks, savings & loan associations, savings banks, credit unions, cooperative banks and holding companies.  Institutional assets of our clients range from $5 million to $2.5 billion.

Our legal and regulatory expertise covers

Principal John F. Breyer Jr. specializes in the representation of financial institutions, including savings and loan associations, savings banks, commercial banks and holding companies.  A graduate of the Tulane University Law School and the University of Pennsylvania's Wharton School of Business, Mr. Breyer has over 20 years of experience and has represented numerous financial institutions located throughout the United States in various transactions.  These transactions include chartering issues, charter conversions, formation of denovo institutions, holding company formations, security offerings and regulatory issues.

Mr. Breyer also represents financial institutions in preparing periodic & annual federal securities reports and in executing mergers & acquisitions.

Prior to entering private practice he was an Honors Program Attorney with the Federal Deposit Insurance Corporation and a banking analyst with the Federal Reserve Bank of Philadelphia, Pennsylvania.  Mr. Breyer is a member of the District of Columbia Bar.

Kristin M. Pechinsky joined the firm in 2004 from the law firm of Sullivan & Worcester LLP in Boston Massachusetts. A graduate of BU School of Law, she brings expertise in public offerings and private placements, annual reporting to the SEC, commercial lending work and mergers & acquisitions.

Ms. Pechinsky has published in the 15 ANN REV. BANKING L. (1996): Developments in Banking Law 1995: Interstate Branching; was an Executive Editor for the Annual Review of Banking Law; and the winner of several moot court competitions while attending law school.  Ms. Pechinsky is a member of the Massachusetts Bar.